Allstate Life Insurance Company of
New York
Ratings Information
| Rating Agency | Rating Category | Rating |
| A.M. Best | Financial Strength | A+ |
| Standard & Poor's | Financial Strength | AA |
| Moody's | Financial Strength | Aa2 |
| Fitch | Financial Strength | AA |
Term Life Insurance Products Information:
| Product Name | Conversion Option | Face Amounts | Other Features |
| GT Gold | Up to five times rider coverage available on each child’s age 22 birthday or at the base insured’s age 65, if sooner without evidence of insurability. | Minimum: $100,000 (10, 15, & 20 year) $200,000 (30 year) Maximum: $499,999 |
Accelerated Death Benefit Rider: This rider provides for the payment of up to 50% of the death benefit in effect, or $250,000 if less, if the insured is diagnosed with a terminal illness. “Terminal Illness” means the insured has a medical condition that, not withstanding appropriate medical care, will result in death within 12 months. There is no additional cost to have this rider attached to a policy. |
| GT Platinum | There is a conversion privilege available within this policy up to the earlier of: (a) the end of the initial premium guarantee period; or (b) the insured’s 70th birthday. The privilege allows the insured to convert this policy to any whole life or flexible adjustable life plan then sold by Allstate Life Insurance Company of New York that has a higher required premium (as of the date of conversion). | Minimum Policy Size $500,000 | Accelerated Death Benefit Rider: This rider provides for the payment of up to 50% of the death benefit in effect, or $250,000 if less, if the insured is diagnosed with a terminal illness. “Terminal Illness” means the insured has a medical condition that, not withstanding appropriate medical care, will result in death within 12 months. There is no additional cost to have this rider attached to a policy. |
State Approvals:
|
|
| State | Approved? | State | Approved? | State | Approved | State | Approved? |
| Alabama Term Life Insurance | No | Illinois Term Life Insurance | No | Montana Term Life Insurance | No | Rhode Island Term Life Insurance | No |
| Alaska Term Life Insurance | No | Indiana Term Life Insurance | No | Nebraska Term Life Insurance | No | South Carolina Term Life Insurance | No |
| Arizona Term Life Insurance | No | Iowa Term Life Insurance | No | Nevada Term Life Insurance | No | South Dakota Term Life Insurance | No |
| Arkansas Term Life Insurance | No | Kansas Term Life Insurance | No | New Hampshire Term Life Insurance | No | Tennessee Term Life Insurance | No |
| California Term Life Insurance | No | Kentucky Term Life Insurance | No | New Jersey Term Life Insurance | No | Texas Term Life Insurance | No |
| Colorado Term Life Insurance | No | Louisiana Term Life Insurance | No | New Mexico Term Life Insurance | No | Utah Term Life Insurance | No |
| Connecticut Term Life Insurance | No | Maine Term Life Insurance | No | New York Term Life Insurance | YES | Vermont Term Life Insurance | No |
| Delaware Term Life Insurance | No | Maryland Term Life Insurance | No | North Carolina Term Life Insurance | No | Virginia Term Life Insurance | No |
| Dist. of Columbia Term Life Insurance | No | Massachusetts Term Life Insurance | No | North Dakota Term Life Insurance | No | Washington Term Life Insurance | No |
| Florida Term Life Insurance | No | Michigan Term Life Insurance | No | Ohio Term Life Insurance | No | West Virginia Term Life Insurance | No |
| Georgia Term Life Insurance | No | Minnesota Term Life Insurance | No | Oklahoma Term Life Insurance | No | Wisconsin Term Life Insurance | No |
| Hawaii Term Life Insurance | No | Mississippi Term Life Insurance | No | Oregon Term Life Insurance | No | Wyoming Term Life Insurance | No |
| Idaho Term Life Insurance | No | Missouri Term Life Insurance | No | Pennsylvania Term Life Insurance | No |
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